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Safeway Ins. Co. v. Hadary

2016 IL App (1st) 132554-B (Ill. App., 2016)

Words & Phrases

Rental Car Agencies

Trial Judge

Neil H. Cohen

Appellate Judge



Customer's UIM coverage triggered before rental car agency's financial responsibility limit.

Fact Summary

Where driver of rental car declined supplemental liability insurance from rental car company and relied on his own insurance with minimum $20K/40K limits, and where the parties injured by the rental car driver had UIM coverage under their own policy, the UIM coverage was triggered before the $50K/100K coverage required of rental companies under the financial responsibility statute.