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Liberty Mutual Insurance Company and Ritz-Carlton Water Tower v. Zurich Insurance Company, d/b/a Zurich American Insurance Group

402 Ill.App.3d 37, 930 N.E.2d 573, 341 Ill. Dec. 363 (1st dist. 4th div. 2010)

Words & Phrases

Exclusions: Care, Custody Or Control

Trial Judge

Richard J. Billick

Appellate Judge

Justice Neville


The two-part test for the “care, custody and control” exclusion demonstrated that policy exclusion applied to limit hotel insurer’s liability for loss of guests’ property.