- American Standard Insurance Company v. Allstate Insurance Company
Exclusions: Passenger
210 Ill.App.3d 443, 569 N.E.2d 162, 155 Ill. Dec. 162 (1st dist. 2nd div. 1991)
Illustration on cover of policy in conjunction with exclusion for passenger created ambiguity.
- American States Insurance Company v. Action Fire Equipment
Duty To Defend: Exclusions
157 Ill.App.3d 34, 509 N.E.2d 1097, 109 Ill. Dec. 258 (2nd dist. 1987)
Exclusion for 'failure of fire extinguisher' applied even though insured believed he was 'fully covered.'
- American States Insurance Company v. CFM Construction Company
Equitable Contribution
398 Ill.App.3d 994, 923 N.E.2d 299, 337 Ill. Dec. 740 (2nd dist. 2010)
Based on the doctrine of equitable contribution, plaintiff insurer was required to pay a second insurer half of the amount of a settlement the second insurer paid under a policy it issued to a subcontractor. Because the general contractor hired the subcontractor to supervise the construction, both plaintiff and the second insurer insured the same risks.
- American States Insurance Company v. Capital Associates of Jackson County, Inc.
Advertising Injury Liability Insurance
392 F.3d 939 (7th Cir. 2004)
No duty to defend insured in class action for sending junk facsimile transmittals under the advertising injury liability coverage.
- American States Insurance Company v. Gawlicki & Hussey, Inc.
Definitions: Non Owned Automobile
231 Ill.App.3d 199, 596 N.E.2d 720, 173 Ill. Dec. 96 (3rd dist. 1992)
Van was non-owned vehicle under corporation's policy where shareholder bought van with separate funds although corporation made payments on van and paid its operating expenses.
- American States Insurance Company v. Koloms
Exclusions: Pollution
281 Ill.App.3d 725, 666 N.E.2d 699, 217 Ill. Dec. 30 (1st dist. 4th div. 1996)
Absolute pollution exclusion found ambiguous as applied to carbon monoxide from faulty furnace.
- American States Insurance Company v. Koloms
Exclusions: Pollution
177 Ill.2d 473, 687 N.E.2d 72, 227 Ill. Dec. 149 (1997)
Absolute pollution exclusion does not apply to non-environmental accidents.
- American States Insurance Company v. Liberty Mutual Insurance Company
Primary V. Excess Insurance
291 Ill.App.3d 336, 683 N.E.2d 510, 225 Ill. Dec. 342 (1st dist. 4th div. 1997)
Policy naming defendant as additional insured provided primary coverage due to excess clause in defendant's own policy.
- American States Insurance Company v. National Cycle, Inc.
Waiver
260 Ill.App.3d 299, 631 N.E.2d 1292, 197 Ill. Dec. 833 (1st dist. 1st div. 1994)
Reservation of rights letter sent three-and-one-half months after counsel filed an appearance was not an unreasonable delay.
- American States Insurance Company v. National Cycle, Inc.
Late Notice: Excess Insurer
260 Ill.App.3d 299, 631 N.E.2d 1292, 197 Ill. Dec. 833 (1st dist. 1st div. 1994)
Four-month delay in notifying carrier where insured had actual knowledge that policy might be implicated was unreasonable delay.
