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Westfield Ins. Co. v. Nat’l Decorating Service, Inc.

863 F.3d 690 (7th Cir. 2017)

Words & Phrases

Occurrence: In General

Trial Judge

John Robert Blakey

Appellate Judge



Allegations of subcontractor’s negligence in failing to apply adequate coat of sealant to exterior of building satisfied policy’s “occurrence” requirement.

Fact Summary

Because the alleged water damage extended beyond the scope of the subcontractor’s work, there was potentially covered property damage. Accordingly, insurer had duty to defend.