Streit v. Metropolitan Cas. Ins. Co.

863 F.3d 770 (7th Cir. 2017)

Words & Phrases

Fire Insurance: Innocent Insured

Trial Judge

Sharon Johnson Coleman

Appellate Judge

Sykes

Holding

Parents could recover proceeds under fire insurance policy despite fact that their 21-year old son intentionally set fire to the family home.

Fact Summary

Although language of insurance policy barred coverage for all insureds, it conflicted with the Illinois Standard Fire Policy, and the Standard Fire Policy allows recovery by innocent co-insureds.

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