Safeway Insurance Co. v. Al-Rifaei

2024 IL App (1st) 231391 (Ill. App., 2024)

Words & Phrases

Uninsured Motorist Coverage: Family Exclusion

Trial Judge

Caroline K. Moreland

Appellate Judge

Van Tine

Holding

Named Insured, as a passenger, could not recover on UM claim because he had specifically excluded his daughter, who was driving the vehicle at the time of the accident, from the policy.

Fact Summary

Following an automobile collision, the passenger (and named insured of his automobile insurance policy) of a vehicle driven by his daughter filed an uninsured motorist claim with his insurer against his daughter and the driver of the other vehicle. The passenger had excluded his daughter from coverage under the automobile insurance policy. The Cook County circuit court held that he could not file a claim against anyone arising from this collision because he had explicitly excluded his daughter from coverage. The passenger appeals.

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