Erie Insurance Exchange v. Aral Construction Corporation

2022 IL App (1st) 210628 (Ill. App., 2022)

Words & Phrases

Actual Cash Value

Trial Judge

Moshe Jacobius

Appellate Judge

Smith

Holding

Plaintiff’s insurance claim was barred under the policy’s “auto exclusion” because, per her judicial admissions and the factual record, the accident alleged in her underlying complaint arose from the “use” or “operation” of an “auto” “owned and operated” by an “insured” (the sole executive officer and employee of the corporate policyholder) while acting in an insured capacity.

Fact Summary

Exclusions: Automobile

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