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Direct Auto Insurance Co. v. Koziol

2018 IL App (1st) 171931 (Ill. App., 2018)

Words & Phrases


Trial Judge

David B. Atkins

Appellate Judge



Higher premium was not, by itself, evidence of increased risk being assumed, so rescission of policy under Section 154 was not justified.

Fact Summary

Where insured failed to disclose in applying for auto insurance that a second vehicle, which was registered to his parents and insured by different company, was also kept at his residence, insurer claimed that it would have charged a premium that was 35% higher had it known of the second vehicle.