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Skaperdas v. Country Cas. Ins. Co.

2015 IL 117021 (IL. 2015)

Words & Phrases

Agent/Broker: Fiduciary Duty

Trial Judge

Hon. Jeffrey Ford

Appellate Judge

Justice Kilbride

Holding

Every insurance producer has a duty to exercise ordinary care and skill in renewing, procuring, binding, or placing coverage requested by the insured.

Fact Summary

 

The court considered whether an insurance company’s agent has a duty to exercise ordinary care and skill in procuring the specific insurance coverage requested by his customer. The appellate court held section 2-2201 of the Code of Civil Procedure (Code) (735 ILCS 5/2-2201 (West 2010)), imposes a duty on an insurance agent to act with ordinary care under the circumstances presented in this case. The Supreme Court affirmed the appellate court’s judgment.



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