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Grinnell Mut. Reinsurance Co. v. Hubbs

2013 IL App (3d) 110861 (Ill. App., 2013)

Words & Phrases

Exclusions: Flood

Trial Judge

Honorable Charles H. Stengel

Appellate Judge

Justice Holdridge


Exclusion for divergence or obstruction of surface water or interference with natural drainage applied to bar coverage for damage to adjoining property caused by dredging of a retention pond and constructing a weir on the insured property.

Fact Summary

Under Illinois law "drainage" applies to surface and subsurface draininage, and 21 acres of the neighbor's cropland were flooded after the construction of defendant's pond.