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Farmers Automobile Insurance Association v. Kassandra B. Coulson

402 Ill.App.3d 779, 931 N.E.2d 1257, 342 Ill. Dec. 74 (5th dist. 2010)

Words & Phrases

Underinsured Motorist Coverage: Setoff

Trial Judge

Kimberly L. Dahlen

Appellate Judge

Justiced James M. Wexstten


Set off provision in Farmer’s UIM policy, which would have allowed it to set off the amounts paid by premises owner and the franchisee of location where accident occurred, would violate Illinois public policy, as it is too broad a provision and is against what the legislature intended to be allowed to be deducted under Illinois Insurance Code.