James McHugh Construction Company v. Zurich American Insurance Company

401 Ill.App.3d 127, 927 N.E.2d 247, 339 Ill. Dec. 706 (1st dist. 2nd div. 2010)

Words & Phrases

Exclusions: Employee

Trial Judge

Peter A. Flynn

Appellate Judge

Justiuce Karnezis

Holding

Phrase “the insured” was not limited in meaning to the named insured but included additional insureds as well. Thus, exclusion for bodily injury to an employee of “the insured” defeated insurer’s duty to defend or cover claim brought against an additional insured under the policy.

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