Twenhafel v. State Auto Property and Casualty Insurance Company

581 F.3d 625 (7th Cir. 2009)

Words & Phrases

Fire Insurance: Exclusions

Trial Judge

Murphy

Appellate Judge

Van Bokkelen

Holding

Unambiguous terms that are undefined in a policy are to be given their common and ordinary meaning. The term “in the open” as used in the policy exclusion in this case means being left exposed to or unprotected from the elements.

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